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Companies

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Encompass Insurance

As an Independent Agency we represent numerous companies with the intent of meeting all of your needs.
Here is a listing of some of the companies we represent.

Personal Lines

R James Smathers Insurance Inc. - Donegal Insurance Group
Encompass Insurance
farmers
foremost
R James Smathers Insurance Inc. - mutual benefit group
Ohio Casualty
Progressive
R James Smathers Insurance Inc. - Safeco
R James Smathers Insurance Inc. - selective
R James Smathers Insurance Inc. - Zurich
R James Smathers Insurance Inc. - american medical
R James Smathers Insurance Inc. - bluecross blueshield

Commercial Lines

Life & Health